買電子產品同衫多（IT,K2)
想開張花旗IT卡 但聽講息好高
No finance charge or late charge if you pay your credit card balance on time every time.Citibank is very strict on late charge.
No particular card other than Citi's I.T card has any advantage in those shops.
同埋D演唱會多數邊間D卡多優先訂坐?
CCB(Asia),Manhattan,BEA,BoC
DBS係咪最多食野優惠?
If dining,HSBC,BEA or DBS
睇戲係咪多數東亞有著數?
Yes
But also note SCB has 20%for Grand Cinema if you live anywhere live Elements
